Guide 01 · Digital guide / PDF + EPUB
The savings rule that actually fits your paycheck.
How to build savings on a tight budget — two emergency funds, a realistic starting percentage, and a way to save on an irregular paycheck.
Every savings rule you have ever read was written for someone else. Save six months of expenses. Put away twenty percent. Cut the coffee. None of it survives contact with rent, a car repair and a paycheck that changes every week.
The Savings Guideline Book starts where you actually are. It gives you one number small enough to be boring, one transfer you set up once, and a structure that keeps a surprise expense from wiping out everything you built.
What's inside
The parts that do the work.
The two emergency funds
Why one savings account keeps failing you, and how splitting it into a small 'oh no' fund and a slower long-term fund makes both of them stick.
A realistic starting percentage
How to find the percentage of your income you can actually save every single month — including the months that go badly.
The save-first order
The exact order to move money when your paycheck lands, so savings happen before the account has a chance to drain.
Saving on irregular income
A percentage-based method built for gig work, tips, commissions and hours that change week to week.
Who this is for
- You have tried to save before and watched it disappear
- Your income changes from week to week
- You want a plan you can run without an app or a spreadsheet
Get The Savings Guideline Book
$12.99 on its own. Add a second title and the whole cart drops to $19.99.
